Guarantee arranged | STO Garant

The combination of travel services offered to you constitutes a travel package within the meaning of the Package Travel Directive (EU) 2015/2302 [if a travel package is involved]. This means that you are entitled to make claims under all EU legislation applying to travel packages.

In order to meet its statutory obligation to provide a guarantee,Krijn van der Giessen Photograhy BV uses STO Garant for all travel packages. STO Garant is a guarantee scheme, recognised by the Authority for Consumers and Markets (ACM) . It consists of an escrow account in which your payment is held until your trip has come to an end. As the traveller, you do not pay Krijn van der Giessen Photography BV but instead pay the booking sum into the escrow account belonging to Stichting Derdengelden Certo Escrow, a payment service provider registered with the Dutch Central Bank (DNB) and the Dutch Authority for the Financial Markets (AFM). Stichting Derdengelden Certo Escrow processes all payments on behalf of STO Garant.

The booking payment is released to Krijn van der Giessen Photography BV by the escrow account the day after your trip has come to an end. If Krijn van der Giessen hotography BV files for bankruptcy or is granted a suspension of payments before your trip comes to an end, the booking sum will be released to Stichting Take Over (STO). Depending on the situation, STO will then ensure that the booking sum is refunded to you, that you are able to continue on your trip, or that you are able to travel to the final destination on your journey.

Krijn van der Giessen Photography BV has therefore protected itself against insolvency through STO Garant. If services are not provided by Krijn van der Giessen Photography BV due to insolvency, travellers can contact STO Garant, which has its offices at Torenallee 20, 5617 BC Eindhoven, Netherlands, by sending an email to [email protected] or by calling +31 (0)85 13 02 943.



You will receive the necessary information about how you can pay for your booking from your travel organisation. The full booking sum must be paid into the escrow account before the trip commences. This applies to all bookings.


Click here to view the wbesite of STO Garant.